Use Case – Mobile Payments

Mobile Payments - No Card Reader Required

Simple. All you need to accept card payments is your iPhone or Android Smartphone. No external card reader required.


Ditch the cables and troublesome connections and use the device you already carry in your pocket.


Mobile payments allow customers to make purchases quickly and easily using their smartphones, without the need to carry cash or credit cards.

Enhanced customer engagement:

Mobile payments can be integrated with loyalty and rewards programs, allowing businesses to engage with customers in new and innovative ways.

Increased sales

By accepting mobile payments, businesses can reach a wider range of customers who prefer to pay with their mobile devices. This can lead to increased sales and revenue.

Improved security

Mobile payments can be more secure than traditional forms of payment, as sensitive information is stored on a secure server and not exchanged during transactions.

Easier record keeping

Mobile payments provide digital receipts and records, which makes it easier for businesses to track sales and manage inventory.

Better Insights

With the ability to track the data and customer behavior, businesses are able to have a better understanding of the customers needs, preferences, and spending habits which can help them to make more effective business decisions.

How Tap on Phone Works

NFC Smartphone

Tap on Mobile functionality relies on the NFC (Near Field Communications) capability of compatible iPhone and Android devices to securely read information from Contactless Cards.

Secure Data Exchange

NFC is a set of short-range wireless technologies, typically requiring a distance of 4cm or less to initiate a connection. NFC allows compatible iPhone and Android devices to securely share small payloads of data with a Contactless payment card or another NFC capable device.

Contactless Card or Mobile Wallet

The card being used for payment has to be a Contactless payment card or loaded into a digital wallet such as Apple Pay or Google Pay, in order for the card to be able to interact with the mobile device via NFC.

Supported Devices

Tap on Phone works on a range of iPhone and Android devices.

Tap to Pay on iPhone requires iPhone XS and later running iOS 16.0 and later. We recommend asking your users to update to the latest iOS version for the best experience.
Accepted Card Types
Visa MasterCard American Express Discover
Mobile Wallets
ApplePay GooglePay Samsung Pay

Mobile Card Readers

Krossroads Commerce Blocks support a wide range of Mobile Card Readers which are battery powered and connect via Bluetooth. A mobile card reader will enable you to process all card types (i.e. contactless, chip card, magnetic stripe ) as well as mobile wallets such as ApplePay, GooglePay and SamsungPay.

Stripe Reader M2

BBPOS Chipper 2X

WisePad 3


Clover Flex

Poynt Smart Terminal

Pax A920

Pax E600

Still have questions?

We have answers! We are here to help you find the best solution for your business..